Financing with Lester Raines Acura

Lester Raines Acura takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

Finance an Acura Purchase or Lease Near the South Charleston, WV Area

Acura vehicles are unlike many other models on the roads. Acura produces intriguing luxury vehicles, such as the Integra and MDX. Customers might look at the Acura models listed at Lester Raines Acura, like the TLX or RDX, and inquire about purchasing. Some will wonder about the financing process. A team member could assist those interested in financing their next Acura.

Financing an Acura Through Our Dealership

Financing any automobile involves paying the costs associated with the loan, such as an agreed-upon APR. Creditworthiness and other factors contribute to the rates someone receives. Our Teays Valley area dealership's team will work to assist customers in finding affordable loans or lease agreements.

The process starts with completing the financing application. Filling out the online application could be the swiftest way to move things forward. The application does not consist of complicated requests. The main component involves providing personal identifying and financial information that allows the financing service to determine creditworthiness. The application for financing is generally the same as one for leasing near Huntington.

The application usually asks the customer to present the offered down payment amount. The higher the down payment, the less money becomes necessary for financing. A high down payment could make the loan less costly, and a trade-in could lower things further. Trade-ins also offer a simple way to sell a current vehicle when the time arrives to purchase an upgrade near Nitro.

Notes on Leasing

Leasing could be preferable to purchasing an Acura for those interested in procuring a brand-new inventory model when the lease term ends, typically in 24 or 36 months. The down payments and monthly premiums on a lease deal may be lower than a financing arrangement, as the customer only pays for depreciation. Trade-ins are also accepted with lease deals at our Charleston area dealership.

Do you wish to know how to evaluate your trade-in? Using an online valuation tool could provide general insights into a potential estimate.

Drive a new or pre-owned Acura today at Lester Raines Acura near Ashland, KY. Apply for financing on our website today.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Lester Raines Acura can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Visit Lester Raines Acura Today to Learn How We'll Help You Finance Your Integra, MDX, TLX or RDX

Are you ready to begin the Acura financing process? Our team in South Charleston WV is prepared to give you a full-service experience that suits your interests and gets you home to Charleston, Teays Valley, Nitro, Huntington or Ashland KY on your terms. Your new car lease or used car loan is within reach, and you only have to speak with our financing professionals about your needs, then watch us work our magic for you. Visit today to get started.

Your privacy is important to us.

Lester Raines Acura takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. Lester Raines Acura

    5108 MacCorkle Ave SW
    South Charleston, WV 25309

    • Sales: (304) 768-1251
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Get in Touch

  • Contact our Sales Department at: (304) 768-1251
  • Monday9:00AM-7:00PM
  • Tuesday9:00AM-7:00PM
  • Wednesday9:00AM-7:00PM
  • Thursday9:00AM-7:00PM
  • Friday9:00AM-7:00PM
  • Saturday9:00AM-5:00PM
  • SundayClosed